If you are passionate about consumer credit risk mitigation + want to be part of a disruptive FinTech that is changing the payments space, we have the perfect opportunity – Manager of Consumer Credit Policy & Analytics!

Background: Disruptive FinTech backed by leading venture capital firms that offers a cutting-edge payments platform for its cardmembers seeks a Manager of Consumer Credit Risk Analytics & Strategy within its credit risk team.

What Will You Do:

  • own consumer credit risk underwriting and portfolio management strategies for the credit card portfolio
  • perform analysis to assess the impact of credit policy as well as propose changes that balances risk and reward benefits
  • conduct swap in / swap out analytics to find areas of opportunities that enhance credit card P&L drivers
  • conceptualize and analyze A/B tests to mitigate credit risk that will improve BOTH customer experience and optimize profitability
  • build best in class and analytically proven credit risk acquisitions and account management strategies including credit line assignment and pricing / APR
  • analyze credit data, bureau data, alternative datasets to report and monitor consumer credit risk KPI to inform strategy enhancements and adjustments
  • effectively articulate consumer credit risk strategy recommendations to executives and collaborate on implementing them with operational teams

More Info:

  • hands-on + individual contributor + strategic thought leadership role
  • full-time remote role that offers EXCELLENT benefits including equity

Required Experience:

  • Bachelors or Masters in a quantitative discipline
  • 4+ years of solid consumer credit risk experience (underwriting OR portfolio management)
  • MUST have experience owning credit risk policy and evolving credit risk strategies
  • MUST be hands-on with SQL to pull, mine, analyze consumer credit risk data
  • Credit Cards experience is a HUGE PLUS

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