If you are passionate about consumer credit risk mitigation + want to be part of a disruptive FinTech that is changing the payments space, we have the perfect opportunity – Manager of Consumer Credit Policy & Analytics!
Background: Disruptive FinTech backed by leading venture capital firms that offers a cutting-edge payments platform for its cardmembers seeks a Manager of Consumer Credit Risk Analytics & Strategy within its credit risk team.
What Will You Do:
- own consumer credit risk underwriting and portfolio management strategies for the credit card portfolio
- perform analysis to assess the impact of credit policy as well as propose changes that balances risk and reward benefits
- conduct swap in / swap out analytics to find areas of opportunities that enhance credit card P&L drivers
- conceptualize and analyze A/B tests to mitigate credit risk that will improve BOTH customer experience and optimize profitability
- build best in class and analytically proven credit risk acquisitions and account management strategies including credit line assignment and pricing / APR
- analyze credit data, bureau data, alternative datasets to report and monitor consumer credit risk KPI to inform strategy enhancements and adjustments
- effectively articulate consumer credit risk strategy recommendations to executives and collaborate on implementing them with operational teams
More Info:
- hands-on + individual contributor + strategic thought leadership role
- full-time remote role that offers EXCELLENT benefits including equity
Required Experience:
- Bachelors or Masters in a quantitative discipline
- 4+ years of solid consumer credit risk experience (underwriting OR portfolio management)
- MUST have experience owning credit risk policy and evolving credit risk strategies
- MUST be hands-on with SQL to pull, mine, analyze consumer credit risk data
- Credit Cards experience is a HUGE PLUS